Principal, recurring contributions, compounding frequency, fees, inflation and tax on gains — real vs nominal return, full annual schedule, chart, and CSV download. Free, instant, nothing sent to a server.
Annual Schedule
Year
Contributed (Year)
Total Contributed
Growth (Year)
Balance (Nominal)
Balance (Real, Today's ₹)
Methodology: fees are applied as a drag on the annual return (net return = expected return − fee %) before compounding at your chosen frequency. Contributions are assumed to occur evenly across the year at your chosen frequency and grow by the step-up % once per year. Real (inflation-adjusted) balance divides the nominal balance by (1+inflation%)^years elapsed. Tax on gains is applied once, at the end, only to the total growth portion (contributions themselves are never taxed here) — for an accurate figure for your specific investment type (equity/debt/PPF/etc.), confirm the applicable tax treatment separately; this is a general-purpose estimate, not tax advice.
